top of page

Articles

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Back to all resources
Filter items by category

Number of items

124

Investing

How Do Mutual Funds and Stocks Differ?

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

Retirement

Will Social Security Retire Before You Do?

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

Investing

What Are Zero-Coupon Bonds?

Zero-coupon bonds represent a type of bond that does not pay interest during the life of the bond.

Retirement

What Is a Roth 401(k)?

A Roth 401(k) is funded with after-tax money, and allows for tax- and penalty-free withdrawal of earnings if requirements are met.

Retirement

What Is a SEP IRA?

A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.

Risk Management

Why Are Annuities Considered an Insurance Product?

An annuity is a contract between you and an insurance company to pay you future income in exchange for premiums you pay.

Investing

What Is an Exchange-Traded Fund?

ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.

Cash Management

How Do Money Market Mutual Funds Work?

Money market funds can be a highly liquid and effective cash management tool.

Investing

How Can I Save for My Child’s College Education?

There are several funding methods for a child's college education including mutual funds and Section 529 plans.

Risk Management

Do I Need Disability Income Insurance?

Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.

Investing

What Is a Bond Ladder?

A bond ladder is a strategy involving the purchase of bonds that have staggered maturity dates.

Risk Management

Why Purchase Life Insurance?

If you have a family who relies on your income, it is important to have life insurance protection.

Risk Management

How Likely Am I to Need Long-Term Care?

If you were to suffer an illness or disability that required long-term nursing care, would you be covered?

Estates & Trusts

What Key Estate Planning Tools Should I Know About?

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Investing

What Do Bond Ratings Mean?

Bond ratings gauge a bond issuer’s financial ability to repay its promised principal and interest payments.

Estates & Trusts

What Is the Best Form of Property Ownership for Me?

Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.

Risk Management

What Is Split-Dollar Life Insurance?

Split-dollar life insurance is an arrangement to purchase and fund life insurance between two parties.

Estates & Trusts

How Will I Pay Estate Taxes?

If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.

Estates & Trusts

What Gifting Strategies Are Available to Me?

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

Investing

What Stock and Bond Investing Alternatives Do I Have?

There are other ways to invest in stocks and bonds besides owning individual shares or bonds.

Estates & Trusts

Could My Family Benefit from a Family Limited Partnership?

One estate planning strategy that families with closely held businesses could consider is the family limited partnership.

Tax Planning

What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½

Tax-deferred retirement account withdrawals before age 59½ generally trigger a 10% federal tax penalty.

Tax Planning

What Is the Estate Tax?

Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.

Investing

What Types of Bonds Are Available?

Bonds are issued by many entities and share many characteristics, each type of bond has certain benefits and risks.

  • Page 2

Our focus is your future

Your complete financial partner in life.

bottom of page